Homelessness is a devastating experience for families. It disrupts virtually every aspect of family life, damaging the physical and emotional health of family members, interfering with children's education and development, and frequently resulting in the separation of family members.
Poverty and the lack of affordable housing are the principal causes of family homelessness:
In Pueblo one in nearly 5 workers (17.8%) earn less than poverty level income – almost double that of the state. One quarter of families with children live below the poverty level. One third of single mom households live below the poverty level. Declining wages have put adequate, affordable housing out of reach for many families. In fact, the median wage needed to afford a two bedroom apartment in Pueblo is almost twice the minimum wage.
Also, there is a shrinking supply of affordable housing:
The gap between the number of affordable housing units and the number of people needing them is currently the largest on record. The affordable housing crisis has had a particularly severe impact on poor families with children.
Average 2-bedroom rental in Pueblo:
Average 3-bedroom rental in Pueblo:
Changes in welfare programs account for increased poverty among families:
Welfare caseloads have dropped sharply since the passage and implementation of welfare reform legislation. However, declining welfare rolls simply mean that fewer people are receiving benefits -- not that they are employed or doing better financially. Current TANF benefits and Food Stamps combined are below the poverty level. In fact, the median TANF benefit for a family of three is approximately one-third of the poverty level. Thus, contrary to popular opinion, welfare does not provide relief from poverty. Although more families are moving from welfare to work, the wage earners are faring poorly due to low wages and inadequate work supports. Only a small fraction of welfare recipients' new jobs pay above-poverty wages; most of the new jobs pay far below the poverty line. Moreover, extreme poverty is growing more common for children, especially those in female-headed and working families. This increase can be traced directly to the declining number of children lifted above one-half of the poverty line by government cash assistance for the poor.
As a result of loss of benefits, low wages, and unstable employment, many families leaving welfare struggle to get medical care, food, and housing. In addition, housing is rarely affordable for families leaving welfare for low wages, yet subsidized housing is so limited that fewer than one in four TANF families nationwide lives in public housing or receives a housing voucher to help them rent a private unit. For most families leaving the rolls, housing subsidies are not an option. In some communities, former welfare families appear to be experiencing homelessness in increasing numbers.
Domestic violence also contributes to homelessness among families. When a woman leaves an abusive relationship, she often has nowhere to go. This is particularly true of women with few resources. Lack of affordable housing and long waiting lists for assisted housing mean that many women are forced to choose between abuse and the streets.
Policies to end homelessness must include: